Current Euribor rates
Latest fixing:
| All maturities | Rate | Change | Month average so far | One year ago | 12-month trend |
|---|---|---|---|---|---|
| 1-week Euribor | 2.429 % | +0.001 pp | 2.434 % | 1.919 % | |
| 1-month Euribor | 2.444 % | +0.013 pp | 2.432 % | 1.920 % | |
| 3-month Euribor | 2.632 % | 0.000 pp | 2.616 % | 2.009 % | |
| 6-month Euribor | 2.892 % | -0.017 pp | 2.966 % | 2.099 % | |
| 12-month Euribor | 3.177 % | -0.014 pp | 3.221 % | 2.202 % |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Last 30 fixings
| Date | 1W | 1M | 3M | 6M | 12M |
|---|---|---|---|---|---|
| 2.429 % | 2.444 % | 2.632 % | 2.892 % | 3.177 % | |
| 2.428 % | 2.431 % | 2.632 % | 2.909 % | 3.191 % | |
| 2.470 % | 2.414 % | 2.642 % | 2.936 % | 3.213 % | |
| 2.430 % | 2.443 % | 2.636 % | 2.947 % | 3.194 % | |
| 2.437 % | 2.424 % | 2.602 % | 2.954 % | 3.177 % | |
| 2.435 % | 2.432 % | 2.597 % | 2.986 % | 3.186 % | |
| 2.407 % | 2.437 % | 2.598 % | 3.058 % | 3.323 % | |
| 2.438 % | 2.434 % | 2.589 % | 3.043 % | 3.303 % | |
| 2.424 % | 2.496 % | 2.617 % | 3.074 % | 3.329 % | |
| 2.445 % | 2.490 % | 2.617 % | 3.103 % | 3.362 % | |
| 2.418 % | 2.484 % | 2.594 % | 3.066 % | 3.356 % | |
| 2.388 % | 2.460 % | 2.607 % | 3.070 % | 3.379 % | |
| 2.402 % | 2.440 % | 2.614 % | 3.013 % | 3.308 % | |
| 2.382 % | 2.446 % | 2.622 % | 3.013 % | 3.331 % | |
| 2.414 % | 2.458 % | 2.608 % | 2.999 % | 3.332 % | |
| 2.393 % | 2.488 % | 2.624 % | 2.991 % | 3.354 % | |
| 2.357 % | 2.473 % | 2.620 % | 2.978 % | 3.343 % | |
| 2.354 % | 2.475 % | 2.633 % | 2.962 % | 3.345 % | |
| 2.311 % | 2.450 % | 2.661 % | 2.973 % | 3.374 % | |
| 2.291 % | 2.460 % | 2.682 % | 2.946 % | 3.326 % | |
| 2.240 % | 2.394 % | 2.664 % | 2.936 % | 3.312 % | |
| 2.237 % | 2.388 % | 2.647 % | 2.820 % | 3.160 % | |
| 2.191 % | 2.386 % | 2.643 % | 2.806 % | 3.138 % | |
| 2.177 % | 2.369 % | 2.626 % | 2.800 % | 3.138 % | |
| 2.163 % | 2.373 % | 2.635 % | 2.796 % | 3.117 % | |
| 2.156 % | 2.380 % | 2.669 % | 2.797 % | 3.116 % | |
| 2.154 % | 2.364 % | 2.679 % | 2.794 % | 3.108 % | |
| 2.182 % | 2.321 % | 2.655 % | 2.789 % | 3.109 % | |
| 2.146 % | 2.295 % | 2.646 % | 2.770 % | 3.068 % | |
| 2.133 % | 2.226 % | 2.608 % | 2.779 % | 3.029 % |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Monthly averages, last 24 months
| Month | 1W | 1M | 3M | 6M | 12M |
|---|---|---|---|---|---|
| October 2026 | 2.434 % | 2.432 % | 2.616 % | 2.966 % | 3.221 % |
| September 2026 | 2.289 % | 2.414 % | 2.635 % | 2.922 % | 3.247 % |
| August 2026 | 2.149 % | 2.221 % | 2.513 % | 2.713 % | 2.954 % |
| July 2026 | 2.146 % | 2.214 % | 2.425 % | 2.647 % | 2.855 % |
| June 2026 | 1.992 % | 2.146 % | 2.339 % | 2.596 % | 2.798 % |
| May 2026 | 1.891 % | 1.957 % | 2.225 % | 2.536 % | 2.803 % |
| April 2026 | 1.907 % | 1.971 % | 2.175 % | 2.454 % | 2.747 % |
| March 2026 | 1.900 % | 1.933 % | 2.109 % | 2.322 % | 2.565 % |
| February 2026 | 1.890 % | 1.952 % | 2.011 % | 2.144 % | 2.221 % |
| January 2026 | 1.895 % | 1.960 % | 2.028 % | 2.136 % | 2.245 % |
| December 2025 | 1.918 % | 1.917 % | 2.050 % | 2.141 % | 2.268 % |
| November 2025 | 1.914 % | 1.906 % | 2.042 % | 2.131 % | 2.217 % |
| October 2025 | 1.915 % | 1.907 % | 2.033 % | 2.106 % | 2.187 % |
| September 2025 | 1.898 % | 1.897 % | 2.027 % | 2.102 % | 2.172 % |
| August 2025 | 1.895 % | 1.890 % | 2.021 % | 2.084 % | 2.114 % |
| July 2025 | 1.907 % | 1.892 % | 1.986 % | 2.055 % | 2.079 % |
| June 2025 | 1.994 % | 1.929 % | 1.984 % | 2.050 % | 2.081 % |
| May 2025 | 2.157 % | 2.097 % | 2.089 % | 2.117 % | 2.077 % |
| April 2025 | 2.316 % | 2.243 % | 2.249 % | 2.202 % | 2.143 % |
| March 2025 | 2.472 % | 2.401 % | 2.442 % | 2.385 % | 2.398 % |
| February 2025 | 2.663 % | 2.606 % | 2.525 % | 2.460 % | 2.407 % |
| January 2025 | 2.898 % | 2.792 % | 2.704 % | 2.614 % | 2.525 % |
| December 2024 | 3.029 % | 2.890 % | 2.825 % | 2.632 % | 2.436 % |
| November 2024 | 3.148 % | 3.066 % | 3.007 % | 2.788 % | 2.506 % |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Fixings of 12 October 2026. The change column compares with 9 October 2026; the month-to-date column is the arithmetic mean of the fixings so far in October, which is the number most mortgage revisions use once the month is complete.
Euribor (Euro Interbank Offered Rate) is the reference rate behind most variable-rate mortgages in Spain, Italy, Portugal, Finland, the Netherlands and Austria. The five maturities below are the fixings of 12 October 2026: the 12-month rate is the one most household loans follow, the 3-month rate is common in Italy and Austria, and the 1-week and 1-month rates track ECB policy most closely.
All values are published one business day after the fixing, official ECB / Eurosystem data cross-checked monthly against the ECB Data Portal. Use the maturity pages for history, the monthly pages for revision averages, and the calculator to translate a change into euros per month.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.